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Student Liability Insurance: Protecting Your Professional Career

Frank Ouseley was the winner of the Insurance Trust Student Computer Giveaway. Mr. Ouseley was among more than 600 students who stopped by the Trust exhibit booth while attending the 1999 APA Convention in Boston.

Frank Graduated on December 4 with a PsyD from the Virginia campus of the American School of Professional Psychology. His immediate plans are to obtain post-doctoral hours required for licensure by performing individual and group therapy, teach courses as an adjunct professor, and provide pro bono services at a homeless shelter in Washington, DC. Perhaps what is most intriguing is that he already retired once. He always had an interest in psychology, but he followed a different career path after graduating with an MBA in 1965. He took early retirement from the federal government in 1993 and went back to school to get a degree in psychology.

Now that Mr. Ouseley has graduated and is ready for a career in psychology, he knows that the purchase of a comprehensive professional liability policy is not a matter to be taken lightly. In fact, he recently applied for the Trust’s Professional Liability Plan and took advantage of the New Graduate Discount. Even before graduating, though, a psychology student like Mr. Ouseley faces daily risks of malpractice and professional negligence. By purchasing a policy in addition to the one offered by the institution of study, that student can be protected while participating in activities like practicums and internships.

As a student, it is important that you learn about professional liability lawsuits, but not the hard way – by providing psychological services without protection. At $17-35 per year, Trust Student Liability coverage is readily available. For more information about student liability insurance, call (800) 477-1200, or visit the APA Insurance Trust website at www.apait.org.

This article first appeared in the Winter 2000 Edition of the APAGS Newsletter, Vol. 12(1)

 


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