American Professional Agency, Inc.opens in new window is committed to serving the profession of psychology not only by providing professional liability insurance but also by offering risk management services and general guidance. American Professional Agency has been insuring psychologists since 1976.
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For inquiries
Contact American Professional Agency at 1-800-421-6694, ext. 2304 or via email.
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Testimonials
Thank you for all your help with this policy over the years. You have the best customer service, always so friendly and responsive!
Pam, associate medical director
The Risk Management Program is one of the best tools that a good medical practitioner can have in his briefcase. It enhances everything you do and provides the necessary peace of mind required nowadays to practice the profession.
Jerome, psychiatrist
I found APA, Inc. to be reliable, easy to contact and available to me. I feel safe being insured with them.
David, DO
I am a school psychologist in private practice and have professional coverage through American Professional Agency, Inc. I operate in the same fast-paced, sometimes seemingly insane world that most of us live in, and the people at American Professional Agency have, for years, always provided a breath of fresh air. Guess what? They answer the phones. They seem genuinely happy with their jobs and their days, and they seem to like each other. And when I have a question, I get help immediately. It’s hard to believe a business like this still exists, but it does! I cannot recommend American Professional Agency highly enough.
Patty, PhD
I wish to thank your underwriter for her assistance with my renewal. It was a complicated case, but everything was explained very clearly and provided guidance to a “confused” customer. She went above and beyond the scope of her duties to make sure that I not only understood the complications of my renewal but also guided me to make the best decision for malpractice insurance coverage. She is to be commended for her excellence in communication and customer service.
Constance, psychologist
Multiple premium discounts*
- 20% policyholders discount for APA member every year
- 35% part-time discount for up to 20 client hours a week—employment can be excluded
- 35% new graduate discount for the first year
- 10% new policyholder discount (applicable to new American Professional Agency, Inc. accounts only; must be claims-free for the last six months)
- 5% risk management discount for three risk management credits
- 5% continuing education discount for six CE credits
- 10% practice setting discount
* Discounts and coverage features are subject to individual state approval and underwriting guidelines.
Risk management services
- Risk management consultation services
- Discounted online risk management and continuing education courses
Summary of benefits
- Defense expenses coverage related to licensing board hearings and other proceedings (Not available in Nevada)
- Punitive damages coverage up to $25,000 (where allowable/insurable by law)
- Subpoena for records (limit up to $5,000)
- First party assault and battery coverage
- Medical payments coverage
- Fire legal liability coverage
- Emergency aid coverage (reimbursement up to $15,000 in costs and expenses for medical supplies and up to $100 in lost earnings expenses and lost earnings related to the provision of emergency treatment or services at the scene of an accident, medical crisis, or disaster)
- Premises liability
- Information privacy (HIPAA) and peer review coverage
- No surcharge for claims
- Limits up to $2 million per occurrence/$4 million per policy
- Payment of defense expenses in addition to the limit of liability
- Insuring company has an A.M. Best rating of “A” with strong financial stability
- Experienced and knowledgeable claims professionals
- Expedited, streamlined, same-day online application process in most cases
- Switching coverage is easy with prior acts coverage and there is no need to purchase tail coverage
- Interest-free quarterly payments (annual premium over $1,000)
- Excellent customer service and risk management consultations, no appointments required